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Who We Are

Committed to Excellence

At ASJ Consulting, we are a new dynamic family owned and ran business with over 20 years combined experience and education in credit and finance, evaluating credit and expenses along with built relationships with creditor and collection firms.


As the CEO I started as a Debt Collector in 1997 as a young adult. After years of contacting consumers, many of whom had years of near perfect, if not perfect credit history, whom suddenly fell into legitimate financial hardship and were denied help from their creditors. I realized things need to change and I wanted to do more.


In 2009 I began a new chapter in Debt Relief helping consumers by negotiating agreements with their creditors on reduced balances that were and are regarded as payment in full.


Beginning with my own credit I began finding errors that were causing my score to be lower than it should be. Soon I realized this is a common problem; approximately 79% of all credit reports contain errors. Knowing this information I decided to get educated and certified in Credit Repair/ Counseling.

I still need to do more so I reached out adding an important team member with a degree in Accounting and Finance and over 18 years of experience to assist clients in Budgeting Analysis. 


We guarantee honesty and dependability, virtues most people seem to have forgotten!


Credit consulting firms cannot do anything that you couldn’t do yourself, but we can help you to achieve results in a fraction of the time without making costly errors and researching.  


Thank you for your time. Give us a call today to set up your first consultation or become a client by entering your information.

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